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What ATMs are free for Cash App?

You might not need to pay any fees to get your Cash App money from an ATM.

Published onDecember 25, 2023

If you’re using Cash App constantly, you’ll want a quick way to access your money. One method is withdrawing money from an ATM, using your Cash Card. Will this cost you, though? Not necessarily! Today, we’ll talk about what ATMs are free for Cash App, as well as all the details you need to know about the topic.


To find what ATMs are free for Cash App, go to Cash App > Cash Card > Find an ATM and look for in-network ATMs within your vicinity. In-network Cash App ATMs mainly include ones from MoneyPass, but some other affiliated ATM providers exist.

Just keep in mind there are some requirements to withdraw money from an ATM for free using your Cash Card. There are also limits. Keep reading to find out all the details.


Editor’s note: We used both Android and iOS devices to formulate these steps and make sure they are the same. Also, we used iPhone screenshots, as Cash App blocks screenshots in key pages within the Android app.

What ATMs are free for Cash App?

Cash App stock photo 9
Edgar Cervantes / Android Authority

You can withdraw money from Cash App using your Cash Card debit card at any ATM. The tricky part is being able to do so for free. There are some things you must know first.

For starters, you will obviously need a Cash Card to do this. Thankfully, signing up for one is free, and activating it is a breeze. Additionally, not everyone can withdraw cash for free. Cash App will waive the $2.50 fee (learn more about Cash App fees here) it charges users to use an ATM only if they have set up their direct deposit with Cash App. We have a guide on how to set up direct deposit on Cash App, if you need some help with that.

You can withdraw money using your Cash Card at any ATM. The tricky part is doing it for free.

Every direct deposit of at least $300 will grant 31 days of free in-network withdrawals, as well as one out-of-network withdrawal. This 31-day window will be reset whenever a qualifying direct deposit comes in. Just keep in mind that out-of-network ATMs will more than likely have their own fees, which Cash App can’t get rid of.

Cash App isn’t very clear about its partnering ATM networks, but we know the main one is the MoneyPass ATM network. This is Cash App’s strongest point in terms of ATM availability, as there are over 40,000 MoneyPass machines in the USA. They are commonly found at 7-Eleven locations.

We can also see Cash App works with some banks, such as US Bank and Pacific Western Bank. Other bank ATMs may also be included, but these are the ones we can find in San Diego, CA, as of the time of this writing.

By the way, there are also limits as to how much cash you can withdraw. Currently, users can withdraw $1,000 per transaction, $1,000 per day, or $1,000 every seven days. Limits reset at 7:00 PM CDT, either daily, weekly on Saturdays, and on the last day of the month.

How to find an ATM near you by using your Cash App

Luckily, Cash App has gotten rid of the guesswork and made it easy for users to find in-network ATMs through the app. Here’s how to do it.

  1. Launch Cash App.
  2. Tap on the Cash Card tab.
  3. Select Find an ATM.
  4. Look for in-network ATMs within your area. You can also use the Search icon to look for ATMs in other areas.
  5. When you find an in-network ATM, tap on its icon. The app will let you know whether you will need to pay a fee or not, to use it.
  6. If you need to pay a fee, you can tap on You’ll pay $2.50 in fees to learn more details. This page will let you know what you need to get this fee waived, as well as inform you of your limits.


Cash App’s in-network ATMs include MoneyPass ATMs, for the most part. There are some other partnering banks and ATM providers, but these are very few. Of course, you can only get free withdrawals, given your account meets all requirements.

Technically, you can use your Cash Card to withdraw money from any ATM. The only differentiator is that in-network ATMs can be free if your account meets specific requirements. Out-of-network ATMs will have their own fees on top of Cash App’s fees.

Given that you set up direct deposit, and receive at least $300 a month, Cash App will waive its $2.50 ATM fee for one out-of-network withdrawal.

You will need your Cash Card PIN for some purchases, as well as any ATM cash withdrawal. If you forgot it, you will need to change it. Go to Cash App > Cash Card > Change PIN > Forgot Cash PIN and follow the instructions.

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