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Samsung Pay Rewards: what are they, and how can you use them?

Samsung Pay Points are easy to earn and easy to spend. Learn everything you need to know about Samsung Pay Rewards.
March 30, 2020
Samsung Rewards Balance
Samsung Pay is one of the three biggest tap-to-pay systems on mobile. However, it and LG Pay are the only ones that work on non-NFC terminals. That gives it a distinct advantage but Samsung doesn’t stop there. Every time you use Samsung Pay, you earn points and you can use those points for a variety of things. There is actually a lot here. Here is everything you need to know about Samsung Pay Rewards.

Samsung Rewards Balance 2

How to earn Samsung Pay Rewards

There are actually a lot of ways to earn points for rewards. However, they are broken up into five categories.

  • Everyday transactions – You earn one point for your first nine transactions, two points for transactions 10-19, and three points for transactions 20-50. You can only earn points on a maximum of 50 purchases per month and it resets every month. You can get about 100 points per month this way.
  • Promotional offers – Samsung Pay has promotional offers with various brands. You engage with those promotions and earn points. For example, at the time of this writing, you can link your Samsung Pay account to Lyft to earn 2,000 points. The promotions change periodically, but you always earn bonus points for buying gift cards through the Samsung Pay app.
  • Buy things from Samsung – All purchases on earn points. That includes accessories, phones, TVs, and whatever else the website sells. You can earn as much as four points per $1 spent depending on the existing sales and promotions. This is easily the best way to earn points and how Samsung subtly encourages people to keep buying Samsung products.
  • Random actions – Samsung will occasionally throw points at you for doing small things. For instance, a couple of years ago, they gave people 1,000 points to make Samsung Internet Browser their default browser. These are rare, but they’re usually easy and earn you points quickly.
  • Purchase points – You can literally buy Samsung Pay Rewards points for real money if you want to. We don’t recommend this method, though, unless you only need a couple hundred points to get a much larger, more valuable prize. You can buy points in the Samsung Pay app.

The system is obviously baited to encourage you to spend money on promotional offers and on Samsung’s website. In fact, it’s functionally impossible to get the really good rewards if you rely solely on day-to-day transactions. Thus, if you want the biggest and best prizes, you’ll have to buy stuff from or score as many promotional offers as possible.

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Spend your points in the Samsung Pay app

There are actually a few ways to spend your Samsung Pay Rewards points. The first is through the Samsung Pay app. Simply open the app, navigate to the Me section at the bottom, then scroll down and tap the Redeem points option.

The in-app rewards are divided up into two categories. The first is Chance to Win. These are a series of revolving contests. You spend points to earn entries in increments of ten. It immediately spins a wheel to see if you win anything. There is no limit to how many times you can play. This is a good way to dump small amounts of points that may be expiring soon.

The second category is Coupon Code. This section lets you turn in points for actual, real world items. This list changes much less frequently and are Samsung products the vast majority of the time. Some examples include a new S-Pen for 6,000 points, a wireless charger for 16,000 points, and a Galaxy Fit for 20,000 points.

Samsung Rewards Redeem Theme STore

Spend points in the Galaxy Store and Galaxy Themes

The other, and frankly more fun, way to spend points is through Samsung’s various digital stores. Samsung doesn’t strongly advertise this for some reason, but you can totally buy stuff with Samsung Pay Rewards points instead of real money. The two places you can do this are the Galaxy Store (apps and games) and Galaxy Themes (themes, icons, backgrounds, and AOD themes).

The process is rather simple. Find a premium thing that you want to buy. Hit the price tag button and when the payment methods appear, select the Use discounts option. From there, select the Samsung Rewards option to spend points instead of money.

Buying apps, games, themes, etc is, by far, the best way to spend small amounts of points. We especially like using them on themes.

A $2.49 item uses 498 points, or about two points per cent. This is consistent across both Samsung’s app store as well as its theme store. There doesn’t seem to be any restrictions here and we were able to buy apps, games, themes, icon packs, and whatever else across these stores.

We also downloaded Lords Mobile to see if Samsung Pay Rewards points are redeemable for in-app purchases. Unfortunately, it didn’t work for us so don’t expect to use your points on that kind of stuff.

Samsung Pay Rewards points are useful for people who use the service. Like most rewards programs, you only get the really good stuff if you really engage with the platform, but you can get some neat stuff if you simply use Samsung Pay frequently enough. We recommend using your points for things like themes and apps to make your experience better the same way people use Google Opinion Rewards to get free apps from the Google Play Store. If we missed anything important, tell us about it in the comments!