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How to link your card or bank account to Cash App

It's best to avoid credit cards in most circumstances.
By
February 8, 2024

You can link your bank account, debit card, or your credit card to Cash App. It’s usually necessary to add money to your Cash account, as well as transfer Cash App funds to your bank. Here’s what you need to know about the process.

QUICK ANSWER

  • To add a debit card to Cash App, open the app and tap on your Profile icon. Go to Linked Banks > Link Debit Card and follow onscreen prompts.
  • To add a credit card, first link a bank account or debit card to Cash, then go to Profile > Linked Banks > Link Credit Card.
  • If you don't have a debit card, you can still add your bank account. Navigate to Profile > Linked Banks > Link Bank. Tap Continue, choose your bank from the list, and follow instructions.

JUMP TO KEY SECTIONS

How to add your credit or debit card to Cash App

A stock photo of the Cash App logo shown on a darkened smartphone screen. The smartphone lies on top of some debit and credit cards and next to a pile of more cards and a small pile of cash.
Edgar Cervantes / Android Authority

To add a debit card to Cash App:

  1. Open Cash App and tap on your Profile icon.
  2. Tap Linked Banks.
  3. Tap Link Debit Card.
  4. Follow the onscreen prompts.

If you want to add a credit card to Cash App, you should first link a debit card or bank account to the service. After that, do the following:

  1. Open Cash App and tap on your Profile icon.
  2. Tap Linked Banks.
  3. Tap Link Credit Card.
  4. Follow the onscreen prompts.

Cash App supports cards from Mastercard, Visa, Discover, and American Express. Note however that credit card-based transactions involve a 3% fee, so avoid them unless they’re absolutely necessary.

How to link your bank account to Cash App

If you don’t have a debit card, you can still link your bank account to Cash App. Here’s what to do:

  1. Open Cash App and tap on your Profile icon.
  2. Tap Linked Banks.
  3. Tap Link Bank.
  4. Tap Continue.
  5. Choose your bank from the list of available options.
  6. Follow onscreen prompts.

FAQs

Yes, credit card-based transactions have a 3% fee.

No, you don’t have to link your bank account to Cash App. You can deposit things like paychecks or tax returns using your Cash App account and routing numbers. Some retailers support depositing paper money, but that’s not very common, at least in the US.

Yes. The Cash Card is a free Visa debit card tied to your Cash App balance. You can use it both in person and online, including places that accept Apple Pay and Google Pay.