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How to check your PayPal balance on any device
If you’ve received money on PayPal or added funds to your account, it will appear in your PayPal balance. You can use your PayPal balance to shop, send funds, or fund your PayPal debit or prepaid card. Here’s how to check how much money you have in your PayPal balance on any device.
Read more: What is PayPal? The definitive guide
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How to check your PayPal balance on the web
Log in to your account on paypal.com. The main page is divided into different sections, like recent activity, PayPal Credit, etc. Look for the PayPal balance section. The amount you see here is how much money you have in your PayPal balance.
Check your PayPal balance in the app
Open the PayPal app on Android or iOS and log in to your account. On the main screen, you will see a PayPal balance box at the left of the screen. The amount you see in the box is how much money you have in your PayPal balance.
Read more: How to add money to PayPal
Is there a fee to use my PayPal balance?
PayPal doesn’t charge a fee if you use your balance to shop or send money to someone. There is a 1.5% fee (up to $15) if you instantly transfer funds to a bank account. PayPal waives the charge if you wait for one to three business days.
Why can’t I pay with my PayPal balance?
You can use your PayPal balance at any store that accepts PayPal payments. You might not be able to use your balance for recurring expenses like subscriptions unless you have a linked bank account or credit card.
How long does it take to add money to my PayPal balance?
Adding money from your bank account can take three to five business days. If someone sends you money, you will get it once PayPal clears the payment. It can take up to 48 hours.
Why do I have a negative PayPal balance?
You will see a negative balance if a payment you received has been reversed for some reason, like a dispute, claim, or chargeback. You will have 120 days to resolve this issue by adding funds to clear the amount.
Why can’t I see the money I received in my PayPal balance?
If you get a refund and use a card for the initial payment, PayPal will return the funds to the debit or credit card. If you are receiving money from friends, family, or selling a product, wait up to 48 hours for the payment to clear. It could take longer if any currency conversion is involved. Ensure that the payee has sent the funds using the correct email address, username, or phone number. Make sure that you have confirmed your email address. Similarly, Paypal refunds can take a while to process.