Phone insurance is almost a necessary evil today. Without it you risk having no backup plan if your phone is broken, lost, or stolen. With phones hitting near $1,000, that’s a terrible spot to be in. The problem with insurance through a carrier is that it can cost a pretty penny when you file a claim. And, that’s on top of the monthly cost!

Well, Verizon is bringing some sense to this process. Sure, Verizon does have its faults, but it’s getting insurance right. Starting today, you can enroll any phone purchased within the last 24 months in the Total Mobile Protection plan. It will run you $9 for basic phones and tablets and $11 for smartphones. Verizon says the first three lines will run you $33/month and you can add coverage for additional lines for $9/month per line.

Cracked screen repairs only cost $29, down from the previous $49 price tag. And, surprisingly, it gets even better. If you crack your screen and need a replacement you have two options: either bring the phone to one of 296 Verizon Wireless stores or have a certified technician come to your home or office in one of 152 cities. Verizon does point out that only certain smartphone models qualify for cracked screen repairs but doesn’t list which ones. 

Cracking your screen is one thing, but what if your phone gets lost or stolen? Verizon can get you a replacement by the next day if you order by midnight Eastern. It’s also offering “expert support” from a Tech Coach. With one tap, you can connect with a support representative who Verizon says can handle virtually any question. Under the Total Mobile Protection plan, you can file up to three claims a year with deductibles ranging from $50 to $200.

The enrollment period kicks off today, October 19, and runs through November 17. If you’re looking for something a bit cheaper, the carrier will still offer its Extended Warranty ($3/month) and Total Equipment Protection ($9/month) plans. You can get more information and sign up for the program at the link below.

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