Have a smaller bank? Link your physical Google Wallet card to Android Pay

by: Jimmy WestenbergDecember 18, 2015

Android Pay Google Wallet

Android Pay is a pretty great service. I wouldn’t know off-hand, though, because I personally use a smaller bank that has yet to add support for Google’s new payment service. If you’re in the same boat (which I’m sure many of you are), fear not! There’s a way around this problem, and it will actually put one of your old and forgotten cards to good use.

A few years ago, Google began giving out physical Google Wallet cards to anyone who wanted one. They’re still available today, and you can sign up for one by following this link. If you happen to own one of these bad boys and are itching to try out Google’s payment service, you can actually link your physical Google Wallet card to Android Pay.

nexus 5x second opinions aa (6 of 10)See also: Use Android Pay on your Nexus and receive a $20 Best Buy gift card15

To add your card to Android Pay, all you need to do is press the “add new card” button at the bottom left of the app, select “add a credit or debit card”, then click “add manually.” Just enter in your Google Wallet card number, expiration date and CVC code, and you’re all set. We understand this isn’t really the most convenient method of paying with your mobile device, especially since you’ll still need to reload your Google Wallet card every once in awhile. You’ll also be missing out on points from certain retailers if you’re accustomed to that. Still, though, this is a decent way of using Android Pay in the wild until your bank adds support for the service.

If you plan on going through with this method, you’ll want to take a look at the Google Wallet support page to read up on transfers, regulations and more. Has your bank still not added support for Android Pay? If not, will you be trying this method in the near future? Let us know what you think in the comments!

Download Android Pay from the Play Store
Sign up to get your own Google Wallet card

Next: 15 best Android apps of 2015

  • Luka Bulatović

    Is this also US only?

  • Dakota Bernacki

    I’m totally doing this! My bank doesn’t support Android Pay as of yet..but I just ordered a Wallet Card last week!

  • RJ

    To add money to your Google wallet from a small bank (credit union) the transactions take up to a week to get added and that is horrible. But when I use a larger bank (us bank) the transaction is almost instantaneous. If there is a way to fix that delay I would be all for that

    • NoNotTellingYou

      I use my CU and the transaction is generally immediate.

    • Beeker

      Actually you can use a credit card transfer to GW and it is immediate.

      • Powsniffer0110

        Charges more.

  • moew

    My credit union doesn’t support AP, but AP supports them with an intermediatory card number. My check card shows in AP and I can use the wireless nfc to pay. Not sure why a GW card is even needed

    • Beeker

      GW card can be used for P2P payment via Google Wallet which you can cash out.

  • Jonathan Kramer

    I installed AP on my GS3 and after reading the huge number of problems I decided it was better not remove it. That plus I don’t see that many retailers that support it as compared to Apple or Samsung. My two pence here in the US of A

    • NoNotTellingYou

      Android Pay works in **exactly** the same stores as Apple does. They are built on the exact same technology

  • Learjet

    Thanks for this post. I’ve missed being able to use my Wallet card via my phone. I use my physical Wallet card all the time, but I don’t understand why it’s two separate products. In any case, your workaround works for me.

  • neonix

    Pulling out my card is still miles easier, faster, and more reliable than using my phone.

    I also don’t have to worry about my card shattering if I drop it while pulling it out in a rush.

    • Beeker

      Unless you’re using the Chip & PIN, fine. However most banks won’t provide that support until next year as the credit cards are the first to be implemented.

  • Beeker

    My bank does not support AP but does support Apple Pay (Wallet). I foresee that happening in 2016. In the meantime I using virtual card as an end around in addition to GW card.

  • Minal Tiwari
  • onstrike112

    Thank you SOOOO much!!! My bank has yet to support Android Pay, and have grown tired of waiting. I sat there searching for an answer to this, and you responded! I’m so thankful that I found this. I greatly appreciate you guys for your life hacks on Android. It’s an awesome asset to the community. Keep it up!

  • Thomas Howl

    I think Google broke this.. I tried adding my physical card today and it’s a no go.