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How to send money through PayPal

All you need is a username, email address, or phone number.
By
March 28, 2022

PayPal is one of the easiest ways to send and receive money from friends and family or pay someone for a product or service. Here’s how to send money through PayPal using the app or website.

Read more: What is PayPal? Everything you need to know

QUICK ANSWER

To send money through the PayPal app, tap the $ icon and Pay. Enter the recipient's username, email address, or phone number. Choose whether you are sending funds to friends and family or paying for a product or service. Select your payment method (PayPal balance, linked bank account, linked debit or credit card), and tap Next.


JUMP TO KEY SECTIONS

How to send money on the PayPal app

Open the app and swipe to the Send money banner on the homepage to the right. You can also tap the $ icon and tap Pay.

Type in the name, email address, or phone number of the recipient and tap Next. Enter the amount and tap Next. You will have to choose whether you’re sending money to friends and family or if you’re buying something. Choose Goods and services if you’re making a purchase.

Choose your payment method (linked bank account, debit card, or credit card) and tap Send. Sending funds using a linked card has a 2.9% fee.

Send money using the PayPal website

paypal website send money
Ankit Banerjee / Android Authority

Log in to your PayPal account and click Send or go to the Send and request tab. Type the person’s username, email address, or phone number and click Next.

choose recipient website
Ankit Banerjee / Android Authority

Type in the amount you want to send. You also have the option to add a payment note.

choose reason website
Ankit Banerjee / Android Authority

Select whether you’re sending money to friends or family or if you are paying someone for a product or service. Choose your payment method and click Send. PayPal charges a fee for sending funds from a card, but it’s free if you send it using your PayPal balance or bank account.


Read more: How to receive money on PayPal

FAQs

How long does it take for PayPal to send money?

Unless there is a payment hold, sending money from one PayPal account to another is instant with your PayPal balance. Using your bank account as the payment method could take one to three business days.

Is there a fee to send money?

PayPal charges a 2.9% fee if you use a linked debit or credit card to transfer funds. There’s no fee if you use your PayPal balance or bank account. Additionally, there are other fees associated when paying people who’ve sent you a PayPal invoice.

Can you send money from PayPal to Venmo?

While you can use Venmo to make a payment at an online store when using PayPal as the checkout option, you cannot transfer funds from PayPal to Venmo directly.

Are there any transfer limits when sending money to someone?

If you have a verified PayPal account, you can send up to $60,000 in a single transaction. If your account isn’t verified, there is a $10,000 transfer limit.