Is the Oura Ring HSA or FSA eligible?

Oura’s smart rings help users monitor their health, build better habits, and accomplish wellness goals. With various sensors, the finger-based fitness trackers provide dedicated activity and sleep tracking, plus insights into how your body is recovering. But do these tools qualify the device for reimbursement with your health savings account? Find out if your Oura Ring purchase is HSA or FSA eligible below.

HSA and FSA eligibility

At this time, it is now possible to purchase an Oura Ring 4 or Oura Ring 3 using your health savings account. Per IRS-issued guidelines, the device (and a few other specific biometric trackers) is now FSA-approved, making it eligible for purchase with your HSA or FSA funds.

You can also reimburse yourself from these accounts for an Oura Ring 3 purchase made in 2023 or later. Note, however, that FSA or HSA funds can only be used to make purchases for the account holder or eligible dependents. For more specifics about ordering the ring or submitting your claim visit the Oura website.

Before 2023, shoppers could not purchase the Oura Ring using a consumer-directed healthcare account. To use your HSA or FSA account to purchase the ring, you needed to provide a Letter of Medical Necessity (LMN) to your benefits administrators. An LMN states you plan to use the purchase for a legitimate medical condition. Thankfully, this is no longer the case.

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