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Is the Oura Ring HSA or FSA eligible?

Find out what funds you can use.

Published onMay 3, 2024

oura ring 3 front 1
Rita El Khoury / Android Authority

The Oura Ring helps users monitor their health, build better habits, and accomplish wellness goals. With various sensors, the fitness tracker provides dedicated activity and sleep tracking, plus insights into how your body is recovering. But do these tools qualify the device for reimbursement with your health savings account? Find out if your Oura Ring purchase is HSA or FSA eligible below.

HSA and FSA eligibility

At this time, it is now possible to purchase an Oura Ring 3 using your health savings account. Per IRS-issued guidelines, the device (and a few other specific biometric trackers) is now FSA-approved, making it eligible for purchase with your HSA or FSA funds.

You can also reimburse yourself from these accounts for an Oura Ring 3 purchase made in 2023 or later. Note, however, that FSA or HSA funds can only be used to make purchases for the account holder or eligible dependents.

Before 2023, shoppers could not purchase the Oura Ring 3 using a consumer-directed healthcare account. To use your HSA or FSA account to purchase the ring, you needed to provide a Letter of Medical Necessity (LMN) to your benefits administrators. An LMN states you plan to use the purchase for a legitimate medical condition. Thankfully, this is no longer the case.


The newest Oura Ring available is the Oura Ring 3. Find out more about the device in our Oura Ring 3 review.

Pricing for the Oura Ring 3 starts at $299. Access to all the features the platform has to offer also requires an additional subscription fee of $5.99/month.

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