Google Wallet now lets Gemini analyze your spending and suggest ways to save

Keeping track of where your money goes every month isn’t always easy, especially when you’re juggling multiple bank accounts, credit cards, and subscriptions. Google now wants Gemini to help you make sense of your spending without sifting through all those transactions yourself.

As we first reported back in September, Google is now bringing Wallet integration to Gemini’s Personal Intelligence feature. For context, Personal Intelligence already connects Gemini to services like Gmail, YouTube, and Photos to provide more personalized answers. With Wallet joining that list, Gemini can now help you understand your spending habits and manage your budget.

To get started, you can link your bank accounts and credit cards to Google Wallet through Plaid. Once connected, open the Gemini app and mention @Google Wallet to ask questions about your finances.

The interesting part is that you wouldn’t have to manually go through your transactions to figure all this out. You could ask Gemini a question and get an answer based on your spending history. The feature is now rolling out to Gemini users in the US across the web, Android, and iOS.

However, privacy is also a concern. Google says Gemini can only read your financial information and cannot transfer, manage, or invest your money. The integration is optional, and you can disconnect your accounts at any time.

While I can see why having an AI assistant help with budgeting might appeal to some people, I’m personally not comfortable giving Gemini access to my financial information. After all, there’s a big difference between letting AI help you write an email and allowing it to see where every dollar goes. Even with Google’s safeguards, I’d be cautious about connecting my accounts. And if you do decide to try it, double-check Gemini’s suggestions before making any financial decisions.